At Parkshore Wealth Management, we have been providing the financial tools and techniques to build solid financial foundations since 2008. With offices in Granite Bay and Folsom, CA, and Lehi and Logan, UT, our advisory firm has programs for residents of the Greater Sacramento, Logan Metropolitan, and Provo-Orem Metropolitan areas seeking:
Ongoing investment management
Comprehensive wealth management
Our Registered Investment Advisory firm exists to help you live your “why,” and we believe that your investment portfolio plays an important role in that process. That is why we primarily use Dimensional Fund Advisors (DFA) for our mutual fund family.
Dimensional understands that investing isn’t about getting rich quick or picking the next hot stock. Like us, they take a long-term perspective to your investments so that time is on your side in achieving your goals.
DFA combines this perspective with rigorous, Nobel Prize-winning research and a commitment to low costs and low fees. Since DFA funds aren’t offered directly to the public, we are proud of our role in providing access to funds that can help form the blueprint to your life’s passion and goals.
WHAT IS THE DFA INVESTMENT PHILOSOPHY?
The Dimensional Fund approach is based on decades of academic-based research showing that capital markets reward long-term investors.
Because markets are efficient, all available information has been driven into market prices at any given moment. The market represents the collective wisdom of all its participants. So, in effect, when someone tries to “beat the market,” they are saying that they believe they have better information available to them than the collective brain power of the market.
That makes beating the market a losing proposition in the long run, and investors are better served by letting markets work for them.
We supplement this investment philosophy with goals-based portfolio construction. We gauge the success of your portfolio by how much closer it gets you toward your “why,” the long-term dreams that you want to achieve.
DIMENSIONS OF EXPECTED RETURNS
To help achieve your goals, Dimensional Fund Advisors’ research has identified “dimensions” that point to systematic differences in expected returns.
These dimensions include:
Market: Stocks historically outperform bonds.
Company size: Small-cap stocks historically outperform large-cap stocks.
Relative price: Value stocks historically outperform growth stocks.
Expected profitability: High-profitability stocks historically outperform low-profitability stocks.
DFA structures its portfolios based on these dimensions while seeking to mitigate risk and balance costs. DFA is known throughout the investment world for its emphasis on diversification, low fees, tax efficiency, and a long-term perspective to achieving returns.
OUR COMPREHENSIVE SERVICES
Our Wealth Management service pulls together all areas of your financial life, including your investments. By providing a rich array of services, we help simplify your finances and your life.
Our Wealth Management services include:
✔ Disciplined portfolio management
✔ Asset allocation model construction
✔ Personal, fee-only financial planning
✔ Tax planning and preparation*
✔ Cash flow planning and management
✔ Retirement, tax and estate planning strategies
✔ Resources on many other financial subjects to promote financial wellness
✔ Advice about stock options
✔ Retirement plan rollover guidance
✔ Second opinion on your current investment portfolio or financial plan
*Additional fees may apply
WANT TO LEARN MORE ABOUT DIMENSIONAL FUND ADVISORS?
You can find out more about Dimensional Fund Investors on its website. It does a superb job of breaking down complex investment topics into plain English.
There are also videos and graphics to supplement the information on Dimensional’s origins, its belief in the markets, and how it applies insights from financial science.
We also welcome answering any questions you may have about Dimensional Fund Advisors or our investing approach.
LET’S CHAT
Let’s see how we can help you achieve your financial goals.
Schedule a 15-minute discovery call.