Financial Planning Blog

A Retirement Fact Sheet
17 Dec

A Retirement Fact Sheet

Make sure to align your vision of retirement with the facts. Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be...

Student Loan debt
26 Nov

Coping with College Loans

Paying them down and managing their financial impact. Total student loan debt in America is now around $1.6 trillion. Since 2008, it has more than doubled. Federal Reserve data states that 44.7 million Americans are dealing with lingering education loans. The average indebted college graduate...

26 Nov

Your Extended Care Strategy

Are you prepared for the possibility—and expense—of eldercare? Do you have an extra $33,000 to $100,000 to spare this year? How about next year, and the year after that? What could possibly cost so much? Eldercare. According to the AARP Public Policy Institute, a year of in-home care...

RMD Required Minimum Distributions
26 Sep

That First RMD from Your IRA

What you need to know about this must-do distribution. When you reach age 70½, the IRS instructs you to start making withdrawals from your traditional IRA(s). These withdrawals are called required minimum distributions (RMDs). You will make them, annually, from now on.1 If you fail to withdraw...

Stock Market Analysis
26 Sep

Types of Stock Market Analysis

Three approaches to analyzing the market. The majority of stock market analysis can be lumped into three broad groups: fundamental, technical, and sentimental. Here’s a closer look at each. Fundamental analysis: The goal of fundamental analysis is to determine whether a company’s future value is accurately reflected...